We’re here to help. If you’re feeling an unexpected pinch, you may be able to skip a loan payment*.
We always encourage members to make responsible financial decisions. We also know that there can be unexpected times in life when making a monthly loan obligation can become difficult, and you need to skip payment.
The Skip A Loan Payment program can help you navigate these uncomfortable moments by allowing you to skip your payment for a month without penalty to free up those funds for other essential needs. If you have a personal term loan amortized over less than 72 months and it’s in good standing, you may qualify to postpone a payment.
Find Out If You Qualify.
Faced with Extenuating Circumstances?
If you’re situation requires a deeper conversation, we encourage all our members to reach out and book an appointment as soon as possible. Life happens. We’re here to help you navigate the situation.
*All parties to the loan must authorize this transaction. Lines of credit, mortgages and optimum dealer loans, car loans, Cash Crunch Loans®, commercial and agricultural loans, and loans with an amortization greater than 72 months, are not eligible. Applications where the collateral is a mobile home are not eligible. To qualify, this form must be signed ten (10) business days prior to the loan payment date. All loans must be up to date and in good standing.