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Rates

Our Rates

Rate Type Rate Names Current Rate
Term Deposits Non-Redeemable: 5 year Term Deposit 3.25%
Term Deposits Non-Redeemable: 4-5 year Term Deposit 2.85%
Term Deposits Non-Redeemable: 3-4 year Term Deposit 2.75%
Term Deposits Non-Redeemable: 2-3 year Term Deposit 2.65%
Term Deposits Non-Redeemable: 1-2 year Term Deposit 2.50%
Term Deposits Non-Redeemable: Step-Up 18+18 Effective Rate 2.75%
Term Deposits Non-Redeemable: Step-Up 9+9 Effective Rate 2.55%
Term Deposits Redeemable: Step-Up 6+6 Effective Rate 1.65%
Term Deposits Non-Redeemable: Optimum Investment Builder 2.50%
Term Deposits Non-Redeemable: 5 year U.S. Term Deposits 1.10%
Term Deposits Non-Redeemable: 4-5 year U.S. Term Deposits 0.80%
Term Deposits Non-Redeemable: 3-4 year U.S. Term Deposits 0.60%
Term Deposits Non-Redeemable: 2-3 year U.S. Term Deposits 0.55%
Term Deposits Non-Redeemable: 1-2 year U.S. Term Deposits 0.50%
U.S. Business First $5,000 and Over 0.05%
Business Optimum Savings $50,000 and Over 0.10%
Business Optimum Savings Up to $49,999 0.05%
Retirement Savings Plan Non-Redeemable: 5 year Term Deposit 3.25%
Retirement Savings Plan Non-Redeemable: 4-5 year Term Deposit 2.85%
Retirement Savings Plan Non-Redeemable: 3-4 year Term Deposit 2.75%
Retirement Savings Plan Non-Redeemable: 2-3 year Term Deposit 2.65%
Retirement Savings Plan Non-Redeemable: 1-2 year Term Deposit 2.50%
Retirement Savings Plan Non-Redeemable: Step-Up 18+18 Effective Rate 2.75%
Retirement Savings Plan Non-Redeemable: Step-Up 9+9 Effective Rate 2.55%
Retirement Savings Plan Redeemable: Step-Up 6+6 Effective Rate 1.65%
Tax-Free Savings Accounts Non-Redeemable: 5 year Term Deposit 3.25%
Tax-Free Savings Accounts Non-Redeemable: 4-5 year Term Deposit 2.85%
Tax-Free Savings Accounts Non-Redeemable: 3-4 year Term Deposit 2.75%
Tax-Free Savings Accounts Non-Redeemable: 2-3 year Term Deposit 2.65%
Tax-Free Savings Accounts Non-Redeemable: 1-2 year Term Deposit 2.50%
Tax-Free Savings Accounts Non-Redeemable: Step-Up 18+18 Effective Rate 2.75%
Tax-Free Savings Accounts Non-Redeemable: Step-Up 9+9 Effective Rate 2.55%
Tax-Free Savings Accounts Redeemable: Step-Up 6+6 Effective Rate 1.65%
Fixed Rate Closed Mortgage 1 Year Closed 3.39%
Fixed Rate Closed Mortgage 2 Year Closed 3.64%
Fixed Rate Closed Mortgage 3 Year Closed 3.74%
Fixed Rate Closed Mortgage 4 Year Closed 3.69%
Fixed Rate Closed Mortgage 5 Year Closed 3.85%
Fixed Rate Closed Mortgage 7 Year Closed 3.99%
Fixed Rate Closed Mortgage 10 Year Closed 6.60%
United Kingdom (Pound Sterling) Member Buys 1.7380
United Kingdom (Pound Sterling) Member Sells 1.6480
European Union (Euro) Member Buys 1.5620
European Union (Euro) Member Sells 1.4720
United States Cheques (Dollar) Member Buys 1.3636
United States Cheques (Dollar) Member Sells 1.3116
United States Cash (Dollar) Member Buys 1.3651
United States Cash (Dollar) Member Sells 1.3101
Savings Account Rates Elite Savings 1.35%
Savings Account Rates HARMONeY™ Savings 0.80%
Savings Account Rates Save It For Later™ Savings 0.05%
Savings Account Rates Term Deposit: Step-Up 18+18 Effective Rate 2.15%
Savings Account Rates Term Deposit: Step-Up 9+9 Effective Rate 1.80%
First US Chequing Account Rates $25,000 and Over 0.050%
Business First $100,000 and Over 0.05%
Retirement Income Fund Non-Redeemable: 5 year Term Deposit 3.25%
Retirement Income Fund Non-Redeemable: 4-5 year Term Deposit 2.85%
Retirement Income Fund Non-Redeemable: 3-4 year Term Deposit 2.75%
Retirement Income Fund Non-Redeemable: 2-3 year Term Deposit 2.65%
Retirement Income Fund Non-Redeemable: 1-2 year Term Deposit 2.50%
Retirement Income Fund Non-Redeemable: Step-Up 18+18 Effective Rate 2.75%
Retirement Income Fund Non-Redeemable: Step-Up 9+9 Effective Rate 2.55%
Retirement Income Fund Redeemable: Step-Up 6+6 Effective Rate 1.65%
Retirement Income Fund Variable Rate Plan 0.10%
First US Chequing Account Rates $5,000 to $24,999 0.025%
Business First $40,000 to $99,999 0.05%
Business First $10,000 to $39,999 0.05%
Product Rates Annual Percentage Rate 19
Fixed Rate Open Mortgage 6 Month Open 7.25%
Fixed Rate Open Mortgage 1 Year Open 7.25%