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Everyday Offers and Member Promotions

It's nice to be appreciated! Here's some of the new perks, promotions and everday offers available to our valued members. It's our way of saying thanks for banking with us.


Not a member yet? Get to know the perks of membership!


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Whatever You Need To Borrow For, Pay Less Paying It Back.

Savings from interest payments quickly add up. With fast and local approvals, flexible terms and this exceptional 4.95%* interest rate, you won’t pay more than you need to for your financing. Best of all, you can pay down the principal or even pay off the entire lump sum at anytime - all without penalty.


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Earn Dividends For Your Common Shares

Being a member pays! Over $14 Million in dividends are now being shared with our member-owners. It's what sets us apart from banks. Interested in making common shares a bigger part of your investment strategy? It's easy.


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Earn Up to 20% over the next 5 years*

Enhanced Growth Investments Deliver Results


Diversify your portfolio with a 3-year or 5-year Enhanced Growth investment, eligible as a Term Deposit, Tax-Free Savings Account or RSP! These unique products offer a rate of return linked to the market performance of key economic sectors with a guaranteed minimum interest income, plus your capital is 100% guaranteed at maturity regardless of market movements**. Oh, and did we mention it's free of administration fees and purchase commissions?


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*Cumulative possible maximum return.
**All principal and interest is 100% guaranteed by the Credit Union Deposit Guarantee Corporation. Excludes common shares, investment shares, and mutual funds.


Apple Pay is Here!

Members can pay with Apple Pay when connecting their Interac® Flash Debit Card to their Apple Wallet, after downloading the latest version of the First Calgary banking app. Once you've linked an active flash card to Apple Pay, you can use it at any location where Interac® Flash is available in Canada.


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Earn High Interest with the Elite Savings Account

Rev up your savings potential by opening an Elite Savings account. No monthly fees. No minimum balance required. Just a whole lot of interest in your pocket.


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*Terms and conditions apply. All rates and products are subject to change without notice. Offer not available to organizations, business or commercial accounts. The posted rate and additional interest are annualized rates, calculated daily and paid monthly. All principal and interest is 100% guaranteed by the Credit Union Deposit Guarantee Corporation, excluding common shares, investment shares, and mutual funds. All rates and products are subject to change without notice. The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it's right for you, and reach out to our teams to help determine if the product is appropriate for you. Legal Terms of Use apply.


Mobile Pay for Android is Here!

Life's tricky, paying shouldn't be. Mobile pay - a service similar to Interac Flash® tap debit cards at checkouts - now allows First Calgary members to safely and securely make purchases using their Android smartphone through the First Calgary mobile banking app at any retailer displaying the Interac Flash® logo across Canada. Set up Mobile Pay directly through your mobile banking app on your Android device.*


*Mobile Pay is supported on handsets that are enabled with Android V4.4 OS or later.


Free Values-Based Financial Plans

Every member deserves a values-based financial plan. It's a road map to your dreams. It aligns your personal values with your goals, then explores options to help you achieve them. Get your free Values-Based Personal Financial Plan today. Book an appointment with our team, and be sure to complete this VIA Character Strengths Questionnaire* in advance. It will identify your five strongest values. The questionnaire is free and requires you to register. Don't worry - you won't receive any unsolicited emails from them, just your results. The whole survey process takes about 20 minutes, and it's worth it!


We know one-size does not fit all - your goals, your dreams and your needs will always come first.


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*Based on Character Strengths and Virtues: A Handbook and Classification by Christopher Peterson and Martin EP Seligman, OUP, 2004.



Sign Up to Win

When you're our member, your money is making a difference - a genuine and lasting contribution to the financial success of Calgary. We support and partner with a number of outstanding community events around Calgary, and when you sign up to receive email, you'll enjoy the chance to win tickets to a range of festivals, family events and sporting events that we collaborate with throughout the year!


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Special Offers for Commercial and Business Members


commercial and construction loans that meet your needs

Our dedicated and experienced commercial real estate banking team believes that relationships come first. We’re a Calgary based unit specialized in partnering with local businesses. Great rates and adept local knowledge is just the start.


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