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Credit Cards

Find the Mastercard® credit card that’s just right for you!

Note: On October 1, 2018 We Will no longer feature Information and Links To CUETS Financial Products and services.

 

click here and bookmark the cuets page for any information past October 1, 2018.

 

Whether you’re budget-savvy or a globe-trotter, looking for travel rewards, points and perks, or a no or low fee Mastercard®, we have a credit card for you! Find the credit card that suits your lifestyle and budget and apply online today.

 

Visit the CHOICE REWARDS® website to explore the rewards program and perks!

 

1

Low Fee Mastercard

Low fee credit card that also earns CHOICE REWARDS® points

Standard Annual Interest Rates*:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features*:

  • 1,000 welcome bonus points††
  • Earn 1 point‡ for every $1 spent on eligible purchases
  • Exceptional card benefits** such as Purchase Assurance and Extended Warranty and Other Travel Benefits
  • Annual Fee: $24
2

World Elite® CHOICE REWARDS® Mastercard® Credit Card 

The Elite travel card with Elite value

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features*:

  • 5,000 welcome bonus points††
  • You could earn rewards faster, with 2 points‡ per every $1 spent on eligible purchases
  • Elite level of benefits** including Rental Vehicle Benefits, Purchase Assurance and Extended Warranty, Price Protection, Concierge Services, Inclusive Travel Medical Insurance and Other Travel Benefits
  • Annual Fee: $150
3

Gold CHOICE REWARDS® Mastercard® Credit Card 

The card that lets you and your family travel with peace of mind

Standard Annual Interest Rates*:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • 5,000 welcome bonus points††
  • You could earn 1 point‡ for every $1 spent on eligible purchases
  • Assurance that you will have travel medical insurance while travelling out of the country
  • Exceptional card benefits** such as Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits
  • Annual Fee: $120
4

Low Fee Gold CHOICE REWARDS® Mastercard® Credit Card 

The travel card with just the essentials

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • 3,000 welcome bonus points††
  • Earn 1 point† for every $1 spent on eligible purchases
  • Exceptional card benefits** such as Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits
  • Includes trip cancellation insurance**
  • Annual Fee: $59
5

Student CHOICE REWARDS® Mastercard® Credit Card 

The card that allows you to build your credit history while earning CHOICE REWARDS® points

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • 1,000 welcome bonus points††
  • Earn 1 point‡ for every $1 spent on eligible purchases
  • Purchase Assurance and Extended Warranty benefits** which doubles manufacturer's warranty up to 2 years on purchases
  • Other Travel Benefits
  • Annual Fee: $24
6

No Fee CHOICE REWARDS® Mastercard® Credit Card 

The no frills credit card that rewards without a fee

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • No annual fee
  • Earn 1 point‡ for every $2 spent on eligible purchases
  • Other Travel Benefits**

Other Credit Card Options:

1

Low Rate Mastercard® Credit Card

​The perfect balance between low interest rates and major credit card flexibility​

Standard Annual Interest Rates:

  • Purchases: 11.99%
  • Balance transfers: 11.99%
  • Cash advances: 11.99%

Card Features:

  • Low annual interest rate
  • Ability to borrow at a lower rate with the flexibility of a major credit card
  • Other Travel Benefits**
  • Annual Fee: $30



2

Student Mastercard® Credit Card 

The card that allows you to build your credit history

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • Purchase Assurance and Extended Warranty benefits** which double manufacturer's warranty up to 2 years on purchases
  • Other Travel Benefits
  • Annual Fee: $0



3

Gold Mastercard® Credit Card

The card that lets you and your family travel with peace of mind

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits**
  • Assurance that you and your family will have travel medical insurance** while travelling out of country
  • Annual Fee: $96
4

Low Fee Gold Mastercard® Credit Card

The card with the travel benefits you need

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits**
  • Annual Fee: $35

5

Low Fee Mastercard® Credit Card

Low fee credit card

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • Purchase Assurance and Extended Warranty and Other Travel Benefits**
  • No charge for additional cards for authorized users



The Legal Stuff:

Information is current as of September 2017, and is subject to change. All rates and products are subject to change without notice. Mastercard® terms and conditions apply. Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided when you receive your card. CUETS Financial is a division of The Toronto-Dominion Bank. CUETS is a trade-mark of Credit Union Central of Canada, used under license. All trademarks are the property of their respective owners. Learn more at choicerewards.ca. Legal Terms of Use apply.