Find the credit card that’s just right for you!
Whether you’re budget-savvy or a globe-trotter, looking for travel rewards, points and perks, or a no or low fee option, we have a credit card for you! Find the credit card that suits your lifestyle and budget and apply online today.
Visit the Collabria Visa* and Mastercard® website to explore the rewards program and perks!
1
Cash Back Mastercard®
Earn cash back for making the purchases you already make.
Standard Annual Interest Rates:
- Purchases: 19.90%
- Cash advances: 19.90%
Card Features*:
- Earn 1 point‡ for every $1 spent on eligible purchases
- Earn double points on gas purchases‡
- Exceptional card benefits** such as 90 Day Purchase Protection and Extended Warranty, and Mobile Device Insurance
- Annual Fee: $0
2
Travel Rewards Visa* Gold Card
Pair valuable reward points with important travel privileges to help protect you and your belongings as you experience the world.
Standard Annual Interest Rates:
- Purchases: 19.90%
- Cash advances: 19.90%
Card Features:
- 1 point for every $1 spent††
- Double points on purchases in foreign currencies††
- Privileged benefits** including Rental Vehicle Benefits, Purchase Protection and Extended Warranty, Emergency Health Care Coverage, Trip Cancellation Insurance, Lost or Delayed Baggage Coverage and Other Travel Benefits
- Annual Fee: $99
3
Visa Infinite* Card
Take advantage of a wide world of privileges with the credit card that builds exclusive rewards and offers generous benefits.
Standard Annual Interest Rates:
- Purchases: 19.90%
- Cash advances: 19.90%
Card Features:
- Earn 2 points‡ for every $1 spent on eligible purchases
- Emergency Health Care Coverage
- Exceptional card benefits** such as Price Protection, Purchase Protection and Extended Warranty, Rental Vehicle Benefits, Trip Cancellation Insurance, and Other Travel Benefits
- Annual Fee: $120
4
FlexRate Visa* Card
Get the best of both worlds with flexible rates and flexible reward options to fit your lifestyle.
Standard Annual Interest Rates (Variable):
- Purchases: Prime Rate + 6.9% to 15.9%
- Cash advances: Prime Rate + 6.9% to 15.9%
Card Features:
- Earn 1 point‡ for every $1 spent on eligible purchases
- Exceptional card benefits** such as 90 Day Purchase Protection and Extended Warranty, and Mobile Device Insurance
- Annual Fee: $40
5
Student Visa* Card
Put yourself on the road to a strong financial future by building your credit history with this no annual fee credit card.
Standard Annual Interest Rates:
- Purchases: 11.90%
- Cash advances: 11.90%
Card Features:
- Exceptional card benefits** such as 90 Day Purchase Protection and Extended Warranty, and Mobile Device Insurance
- Annual Fee: $0
6
Visa* Classic Card
Enjoy this option that delivers all the convenience you'd expect in a major credit card with a low annual fee and a low interest rate.
Standard Annual Interest Rates:
- Purchases: 11.90%
- Cash advances: 11.90%
Card Features:
- Exceptional card benefits** such as 90 Day Purchase Protection and Extended Warranty, and Mobile Device Insurance
- Annual Fee: $0
7
Centra Visa* Gold Card
Earn reward points toward the things you want while you keep more money in your wallet with a low annual fee and a low interest rate.
Standard Annual Interest Rates:
- Purchases: 9.90%
- Cash advances: 9.90%
Card Features:
- Earn 1 point‡ for every $1 spent on eligible purchases
- Exceptional card benefits** such as Purchase Protection and Extended Warranty, Rental Vehicle Benefits, and Other Benefits
- Annual Fee: $50
8
US Dollar Visa* Card
Avoid foreign transaction fees and enjoy travel privileges all while earning valuable rewards on your US purchases.
Standard Annual Interest Rates:
- Purchases: 19.90%
- Cash advances: 19.90%
Card Features:
- 1 point for every $1 USD spent††
- Privileged benefits** including Rental Vehicle Benefits, Purchase Protection and Extended Warranty, Emergency Health Care Coverage, Trip Cancellation Insurance, Lost or Delayed Baggage Coverage and Other Travel Benefits
- Annual Fee: $50 USD
BONUS: A card that’s packed with perks!
The GLOBAL PAYMENT® Mastercard®, has all the convenience, global access and flexibility of a Mastercard credit card. It automatically deducts your purchases directly from your First Calgary account. Use it anywhere Mastercard is accepted - including shopping online and at an ATM! Funds are automatically moved from your credit union account as the transaction is completed.
Only available through First Calgary Financial. Enjoy:
- Mastercard® PayPass - an easy way to pay with a simple tap of your card at checkout.
- Global Access - it's accepted in 210 countries and territories; and with access to cash at over 1,000,000 ATMs world-wide, it's like taking your chequing account wherever you go!
- $1,000 Accidental Death Insurance.
- $100,000 Common Carrier Travel Accident Insurance.
- Extended Warranty Insurance*: The manufacturer's warranty is automatically extended for up to two additional years for items purchased with the First Cheque™ GLOBAL PAYMENT Mastercard.
- Purchase Protection Insurance*: 90-day purchase protection against loss, theft and damage for items purchased with your First Cheque GLOBAL PAYMENT Payment Mastercard.*
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The Legal Stuff:
Information is current as of October 2018, and is subject to change. All rates and products are subject to change without notice. Collabria terms and conditions apply. The products, features, benefits and rewards are valid as of July 1, 2017 unless otherwise noted and are subject to change. Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided when you receive your card. Learn more at collabriacreditcards.ca/firstcalgary. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. For full rewards terms and conditions, visit flexrewards.ca. Some First Cheque™ GLOBAL PAYMENT® Mastercard® limitations apply - see the certificate of insurance when you receive your card. All trademarks are the property of their respective owners. Legal Terms of Use apply.
*Trademark of Visa Int., used under license.
**Promotional 2.90% annual interest rate for balance transfers for 6 months from the date of the transfer. After 6 months, the annual interest rate will revert to the standard purchase rate. Card application forms must contain valid Promotion Code CASHBACK in order to qualify for the promotion. Introductory balance transfer rate must be used within the first 90 days of account opening during the promotional period. Minimum transfer amount is $100. Please continue to make your regular payments on transferred accounts until you receive confirmation the transfer has been completed. If your balance transfer request will exceed your available credit, Collabria will process your transfer for less than the amount requested, in the order requested. This offer may be withdrawn or end at any time without prior notice. Review all terms and conditions for complete details.