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Credit Cards

Find the Mastercard® credit card that’s just right for you!

Whether you’re budget-savvy or a globe-trotter, looking for travel rewards, points and perks, or a no or low fee Mastercard®, we have a credit card for you! Find the credit card that suits your lifestyle and budget and apply online today.

 

Visit the CHOICE REWARDS® website to explore the rewards program and perks!

 

1

Low Fee Mastercard

Low fee credit card that also earns CHOICE REWARDS® points

Standard Annual Interest Rates*:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features*:

  • 1,000 welcome bonus points††
  • Earn 1 point‡ for every $1 spent on eligible purchases
  • Exceptional card benefits** such as Purchase Assurance and Extended Warranty and Other Travel Benefits
  • Annual Fee: $24
2

World Elite® CHOICE REWARDS® Mastercard® Credit Card 

The Elite travel card with Elite value

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features*:

  • 5,000 welcome bonus points††
  • You could earn rewards faster, with 2 points‡ per every $1 spent on eligible purchases
  • Elite level of benefits** including Rental Vehicle Benefits, Purchase Assurance and Extended Warranty, Price Protection, Concierge Services, Inclusive Travel Medical Insurance and Other Travel Benefits
  • Annual Fee: $150
3

Gold CHOICE REWARDS® Mastercard® Credit Card 

The card that lets you and your family travel with peace of mind

Standard Annual Interest Rates*:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • 5,000 welcome bonus points††
  • You could earn 1 point‡ for every $1 spent on eligible purchases
  • Assurance that you will have travel medical insurance while travelling out of the country
  • Exceptional card benefits** such as Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits
  • Annual Fee: $120
4

Low Fee Gold CHOICE REWARDS® Mastercard® Credit Card 

The travel card with just the essentials

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • 3,000 welcome bonus points††
  • Earn 1 point† for every $1 spent on eligible purchases
  • Exceptional card benefits** such as Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits
  • Includes trip cancellation insurance**
  • Annual Fee: $59
5

Student CHOICE REWARDS® Mastercard® Credit Card 

The card that allows you to build your credit history while earning CHOICE REWARDS® points

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • 1,000 welcome bonus points††
  • Earn 1 point‡ for every $1 spent on eligible purchases
  • Purchase Assurance and Extended Warranty benefits** which doubles manufacturer's warranty up to 2 years on purchases
  • Other Travel Benefits
  • Annual Fee: $24
6

No Fee CHOICE REWARDS® Mastercard® Credit Card 

The no frills credit card that rewards without a fee

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • No annual fee
  • Earn 1 point‡ for every $2 spent on eligible purchases
  • Other Travel Benefits**

Other Credit Card Options:

1

Low Rate Mastercard® Credit Card

​The perfect balance between low interest rates and major credit card flexibility​

Standard Annual Interest Rates:

  • Purchases: 11.99%
  • Balance transfers: 11.99%
  • Cash advances: 11.99%

Card Features:

  • Low annual interest rate
  • Ability to borrow at a lower rate with the flexibility of a major credit card
  • Other Travel Benefits**
  • Annual Fee: $30



2

Student Mastercard® Credit Card 

The card that allows you to build your credit history

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • Purchase Assurance and Extended Warranty benefits** which double manufacturer's warranty up to 2 years on purchases
  • Other Travel Benefits
  • Annual Fee: $0



3

Gold Mastercard® Credit Card

The card that lets you and your family travel with peace of mind

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits**
  • Assurance that you and your family will have travel medical insurance** while travelling out of country
  • Annual Fee: $96
4

Low Fee Gold Mastercard® Credit Card

The card with the travel benefits you need

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • Rental Vehicle Benefits, Purchase Assurance and Extended Warranty and Other Travel Benefits**
  • Annual Fee: $35

5

Low Fee Mastercard® Credit Card

Low fee credit card

Standard Annual Interest Rates:

  • Purchases: 19.99%
  • Balance transfers: 24.99%
  • Cash advances: 24.99%

Card Features:

  • Purchase Assurance and Extended Warranty and Other Travel Benefits**
  • No charge for additional cards for authorized users



The Legal Stuff:

Information is current as of September 2017, and is subject to change. All rates and products are subject to change without notice. Mastercard® terms and conditions apply. Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided when you receive your card. CUETS Financial is a division of The Toronto-Dominion Bank. CUETS is a trade-mark of Credit Union Central of Canada, used under licence. All trademarks are the property of their respective owners. Learn more at choicerewards.ca.