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Loans & Financing

Borrow for tomorrow’s dreams or today’s needs.

Great rates. Fast, local approvals. Flexible options. Whatever you’re borrowing for - whether it’s your next big dream, the unexpected roof leak or vet bill, or to make managing your debt simpler and more affordable - we have the options you need.  


As a credit union, we care. We’ll get to know you, your financial situation and your needs before ever recommending you a product. Count on us to put you first. Every time.  

?Did You Know

When you connect your line of credit to a First Calgary chequing account, you’ll pay less in interest. Funds are accessed from your line of credit when your account reaches zero funds. It’s just another way our credit union puts money back in your pocket!

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Loans & Financing Products


Need a loan with an end date and a great rate? Borrow money to fund to a project, make a purchase, cover unexpected expenses, go to school, top up your RRSP, consolidate your debt, or to rebuild your credit. We’ll find you the right repayment term and best of all, you can pay down the principal or even pay off the entire lump sum anytime - all without penalty.

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Lines of Credit

The “safety net” of credit products. Enjoy low rates, flexible borrowing, lump sum payments without penalty, and the peace of mind of knowing you have access to funds should an emergency strike.

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Home Equity Line of Credit

Don’t pay more interest than you need to! Tapping into the equity that you’ve built up in your home is an affordable way to borrow funds to help finance big purchases, pay for renovations or get you to whatever your next big dream is.

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Vehicle Financing

Car shopping? We have financing available at +100 car dealerships...and counting! Whether you’re buying a car, SUV, truck or an RV, our vehicle financing gets you out on the road, fast.

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Cash Crunch Micro Loans

When times are tough, a high interest payday loan shouldn’t be your only option. We’re proud to be the first in Alberta to introduce a fair and responsible small-loan alternative, available now at all First Calgary Financial branches.

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Credit Cards

Whether you’re looking for travel rewards, points and perks, or a no or low fee option, we have a credit card for you!

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Loan & Mortgage Insurance

Tough times can happen to anyone. Protect yourself from default when the unthinkable life things happen.

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The Legal Stuff

*Terms and conditions apply. All credit products are subject to approval and First Calgary Financial lending criteria, fees and charges. All rates and products are subject to change without notice. The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it's right for you, and reach out to our teams to help determine if the product is appropriate for you. Legal Terms of Use apply.