The right car, the right financing, and the right budget.
Buying a car is a big deal. It’s exhilarating to cruise around in a vehicle that is your own. The unfortunate thing about vehicles is, they can be expensive. Which is why you want to make sure you’ve chosen the right car, the right financing, and the right budget.
The Car
You may have an idea of what you want. And it may be $80,000. Now that you’ve scratched that off the list. What do you need this vehicle for? Commuting to work, road trips, hauling equipment, taking the kids to soccer? Determine the best use for the car to begin narrowing it down. Learn what you don’t know by visiting a dealer. Test drive different vehicles to learn the feel and the way the car handles.
Budget
The first price you will see will be the base model. Think hard about your needs. Which additions are critical and which can be left out? Create a budget. Consider the price of gas, your mileage, and fuel economy. Can you afford to fuel this vehicle? Budget in oil changes, winter tires and other regular maintenance to make sure this vehicle won’t sink your budget.
Financing
Fortunately, this is the easy part. You can set up an appointment with the branch or visit one of our authorized dealers for a loan. Done.
Car insurance
This is something you can’t avoid. Luckily, as a First Calgary member, the rates you’re eligible for on car insurance will save you money. A lot of money.
Consider bundling your home and auto insurance to save even more!
Not a member? No problem. We recommend starting with a No Fees For Me free chequing account. Yup, free. So you can take those nasty banking fees out of your budget.
Looking for more information or financial advice? Talk to us. We like making new friends.
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