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Registered Education Savings Plan (RESP)

Save for your child’s education and future through an RESP

Kids grow up so fast, and before you know it, college (and tuition fees) are right around the corner. Our experienced team will help develop an education savings portfolio for your kids that grows as quick as they do.


Start with a Registered Education Savings Plan (RESP). An RESP is a government-approved plan to help you save for your child’s post-secondary education to a maximum of $50,000. Income earned within the plan is not taxed until it's withdrawn.


The 2019 RESP contribution deadline is December 31, and you have an opportunity to boost your annual savings by up to 20% through the Government of Canada’s Canadian Education Savings Grant and Canada Learning Bond programs.

?Did You Know

Being a member pays! Over $13.3 Million in dividends are now being shared with our member-owners. It's what sets us apart from banks. Interested in making common shares a bigger part of your investment strategy? It's easy.

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Term Deposits

Take advantage of an excellent growth possibility of index markets and the stability and comfort of the Credit Union Deposit Guarantee.*


Mutual Funds

Fine tune your portfolio with industry specific investments.


Canada Education Savings Grant

Get 20% of your annual contribution matched by the government. That;s a maximum of $500 on an annual contribution of $2,500. If you cannot make a contribution in any given year, you may be able to catch up in future years.


Government Learning Bond

This Government of Canada bond of $500 can help you start saving now for your child's post-secondary education. Plus, your child may qualify for $100 every year until he or she turns 15 years old to a maximum of $2,000!*

The Legal Stuff:

*Cumulative possible maximum return. **All principal & interest is 100% guaranteed by the Credit Union Deposit Guarantee Corporation. Excludes common shares, investment shares & mutual funds.  The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it's right for you, and reach out to our teams to help determine if the product is appropriate for you. Legal Terms of Use apply.