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Small Business

More Value. Less Cost. Outstanding Service

Your focus is on pursuing your business passions. Ours is on making your business banking experience easy. From managing your day-to-day cash flow, to maximizing earnings on surplus business funds, we offer a range of business bank accounts to help ensure your money’s right where you need it to be.


Get the accounts that are just right for the size and scale of your business operations, paired with banking, specialized online banking services for businesses and cash management tools designed to streamline payments, transactions and reporting. 


Ask us about options for interest bearing savings accounts or strategies to keep your money working harder through short and long term business investment strategies.


When you choose to bank with us, you have a rock solid guarantee that your deposit and interest is 100% protected* (this is unique to credit unions!), and the comfort of knowing that all our decisions are made locally, right here in Calgary.


As your business grows, your needs will too. We’re here to help.  

We have one business chequing account that is optimized for your needs, so you don't need anything else.


Business Optimizer

We know that your banking needs can change month-over-month. You need an account that won’t charge you an arm and a leg to bank the way you want. That’s where the Optimizer comes in – offering tiered monthly fees that only charge you for the transactions you use.

  • Starting at $5.85/month
  • Unlimited FREE deposits
  • Only pay for what you use with tiered levels making sure you get the best bang for your buck
  • Unlimited transactions with a minimum monthly balance of $45,000


Business Savings

This zero fee, interest-bearing account makes saving easy! With unlimited free deposits, you have the freedom to use your Savings how you want to.

  • FREE
  • Unlimited FREE deposits (they don’t count as transactions!)
  • First 2 withdrawals or transfers FREE
  • Only pay for the transactions you need

Business High Interest Savings

Are you looking to grow your savings? Our High Interest Savings accounts make your money work for you. With free deposits, this product will help you reach your financial goals.

  • FREE
  • Unlimited FREE deposits (they don’t count as transactions!)
  • First 2 withdrawals or transfers FREE
  • Only pay for the transactions you need

Business US Dollar

For our members who have US dollar needs, this account keeps your transactions in US currency.

  • $6.95 USD/Month
  • Unlimited FREE deposits (they don’t count as transactions!)
  • Only pay for the transactions that you need


Make the most of our time together by ensuring that you have everything you need. You’ll want to bring $1.00 to become a member, plus:
Personal Information

You need two pieces of ID for each person who has signing authority.


Incorporated Business Documentation

  • Articles of incorporation
  • Certificate of incorporation
  • Business or trade name registration
  • List of all shareholders, directors and officers
  • If your business has been incorporated for more than 12 months, you also need to bring:
  • Certificate of status
  • Annual government filing


Unincorporated Association

  • Articles of Association or if not formally established a letter or meeting minutes that name the individuals with signing authorities
  • Incorporated Society
  • Articles of Association or meeting minutes
  • Certificate of incorporation
  • Copy of registration of Non-Profit Status ( if applicable)


Sole Proprietor

  • Business or trade name registration
  • Power of attorney authorization (if another person is to have signing authority)

Partnership & Joint Ventures

  • Partnership or joint venture agreement
  • Trade name registration
  • Declaration of partnership or limited partnership (if applicable)
  • For incorporated partnerships, you also need to bring all documents required for an incorporation business

Condominium Corporations

  • Land titles search
  • Copy of the Bylaws
  • Meeting minutes that name the individuals with signing authorities

The Legal Stuff

*Rates effective as of 3 October 2017. Terms and conditions apply. Additional account fees may apply. All principal and interest is 100% guaranteed by the Credit Union Deposit Guarantee Corporation, excluding common shares, investment shares, and mutual funds. All rates and products are subject to change without notice. All transactions on U.S. dollar accounts are conducted in U.S. dollars. ATM and card access is not available on U.S. Dollar Account. Authorized credit approvals required for all overdraft, credit card and lending products. ATM charges from other institutions may apply. All trademarks are the property of their respective owners. The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it's right for you, and reach out to our teams to help determine if the product is appropriate for you. All trademarks are the property of their respective owners. Legal Terms of Use apply.