Term Deposits

All non-redeemable term deposits, with investment terms of 12 through 60 months, feature First Calgary Financial’a unique ‘Classic Term Option’. This provides you with the flexibility to cash (redeem), without interest penalty, up to 20% of the original principal investment each year.

Optimum Investment Builder Term Deposit

Interest is paid annually at maturity. Fully convertible to any other First Calgary Financial term deposit of one year duration or greater at any time. Features First Calgary Financial’s unique ‘Classic Term Option’. This provides you with the flexibility to cash (redeem), without interest penalty, up to 20% of the original principal investment each year!

Non-redeemable Term Deposits (minimum deposit $5,000) (Rates effective 2017-08-11) Rates
30 to 59 Days 0.20%
60 to 89 Days 0.40%
90 to 119 Days 0.50%
120 to 179 Days 0.55%
180 to 269 Days 0.60%
270 to 364 Days 0.65%
Non-redeemable Term Deposits (minimum deposit $500) (Rates effective 2017-08-11) Rates
12 to 23 Months 1.000%
24 to 35 Months 1.600%
36 to 47 Months 1.750%
48 to 59 Months 1.850%
60 Months 2.100%
Optimum Investment Builder Term (minimum deposit $1,000) (Rates effective 2017-08-11) Rates
12 Months 1.000%
Step-Up 6PLUS6 Deposits (minimum deposit $500 - Redeemable) (Rates effective 2017-08-11) Rates
1st Period 0.750%
2nd Period 2.150%
Effective Rate 1.450%
Step-Up 9PLUS9 Deposits (minimum deposit $500 - Non-Redeemable) (Rates effective 2017-08-11) Rates
1st Period 0.850%
2nd Period 2.330%
Effective Rate 1.60%
Step-Up 18PLUS18 Deposits (minimum deposit $500 - Non-Redeemable) (Rates effective 2017-08-11) Rates
1st Period 0.900%
2nd Period 2.550%
Effective Rate 1.750%

All rates and products may change without notice, please contact any First Calgary Financial branch or our Contact Centre at (403) 520-8000 for more information. Step-Up™ products are RSP/RIF/TFSA eligible.