Personal Loans

Whether it’s for purchasing your first vehicle, upgrading your home entertainment system, or to pay for that ultimate vacation our First Calgary Financial term loans will make those dreams a reality. Through either a fixed or variable interest rate, a set regular payment will pay down your loan based on the payment frequency you prefer. Best of all you can pay down the principal or even pay off the entire lump sum anytime - all without penalty.

Ask About the Cash Crunch Loan

When times are tough, a high interest payday loan shouldn’t be your only option. We’re proud to be the first in Alberta to introduce a fair and responsible small-loan alternative, available now at all First Calgary Financial and Chinook Financial branches.

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Student Loans

Our First Calgary Financial Student Loans match the accessibility and flexibility you require as a post-secondary student. Whether it is a Student Loan or a Line of Credit, First Calgary Financial will provide you with the financial backing so you can complete your schooling with confidence and peace of mind..


  • Available for both Full Time and Part Time students

  • An interest rate at Prime

  • Interest-only payments for the entire time you're in school (up to a maximum of four years)

  • Twelve month grace period after graduation before you are required to start paying down the principal

  • Ten year amortization to minimize your payments after the twelve month grace period.

Getting pre-approved for a Personal Loan is easy. Simply speak with a Personal Banking Representative at your nearest branch location or apply online and our Member Care Centre will complete the application with you over the phone.

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For More Information

For more information about any of our products and services, visit a branch or call our Member Care Centre at 403.520.8000 or Toll-Free at 1.866.923.4778 today!


Prime Rate2.95%