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Canada Emergency Business Account

Canada Emergency Business Account Now Available – Apply Now!

The physical and financial health of our members is our top priority, and we’re dedicated to supporting local businesses through these challenging times.


We are now accepting applications for the Canada Emergency Business Account (CEBA). CEBA is a federal government loan program that provides small and medium-sized businesses with a limited-time, interest-free loan of up to $40,000.


Please Note: The Federal Government has recently announced an upcoming expansion to the CEBA program. We will update this page once we receive full criteria from the Government of Canada. Please check back for updates, and visit for the most up-to-date information.


How do I qualify for CEBA?

CEBA is available to First Calgary members who have a primary Business Operating Account, are in good standing as an existing borrower, and have paid between $20,000 to $1.5 million in total payroll in 2019. For more details on how to qualify visit


How do I apply for CEBA?

For your convenience you can apply from home using our online application. Our team of advisors will contact you once your application has been received to discuss next steps. 


For a speedy experience, please have the following information on hand:


2019 T4 Summary of Remuneration Paid (T4SUM) that shows an annual payroll of between $20,000 and $1.5 million (if you cannot locate your T4SUM, contact the Canada Revenue Agency to have them reissue it to you)

A 15-digit Canada Revenue Agency Number also shown on the T4SUM

Business contact information, including phone number and email address.




Once you’re approved for CEBA, you will receive a direct deposit to your bank account. For additional information please click here.


Get in touch

Our team of advisors is here to guide you through this challenging time. If you need to get in touch, please contact your Credit Union Advisor, Account Manager or submit questions to for further assistance.


Note: We’re currently experiencing higher than normal application volumes, resulting in longer processing times for CEBA loans. If you have not received a response in seven (7) business days after submitting your application, please reach out to us at


Please include the following:

Subject Line: Application follow-up for <<Insert Applicant Name Here>>

Applicant Name

Application Date

Your Banking Region (ie. Chinook, First Calgary, Legacy, Mountain View)


Thank you for your patience while we work hard to help our members!




Terms and conditions apply. Visit for more information.